Bridge context · reference ratesIllustrative · not live quotes
USDC · lending
4.90%
-12bp wk
Top 5y MYGA
5.30%
+5bp wk
A multi-year guaranteed annuity, or MYGA, is the mutual-insurer cousin of a CD.
BUIDL yield
5.02%
Tokenized T-bill
Spread
-40bp
MYGA premium
The bridge · four translationsEducation · not advice
Yield translation4 articles
Stablecoin yield vs MYGA
The honest head-to-head. USDC lending rates next to mutual MYGAs, CDs, and money markets.
4.90%
USDC
5.30%
MYGA 5y
40bp
Spread
Custody translation4 articles
Self-custody, the BYOB cousin
Self-custody is the philosophical descendant of "Be Your Own Bank." Hot wallets, cold wallets, hardware.
Hot / cold
Wallet tier
Hardware
Cold store
12/24
Seed words
Risk translation4 articles
Counterparty risk, as carrier ratings
How to read a stablecoin issuer or DeFi protocol the way you'd read AM Best on a mutual insurer.
Reserves
Attestation
Audits
Contract
Reg
Jurisdiction
RWA translation4 articles
Tokenized TradFi, the literal bridge
Real-world assets on-chain: tokenized T-bills (BUIDL, FOBXX), yield-bearing stablecoins (USDY), tokenized gold (PAXG).
$22.6B
T-bill TVL
$4.8B
BUIDL
$1.2B
USDY
Yield head-to-head
USDC · lending
DeFi · Aave v3
4.90%-12bp
BUIDL · tokenized T-bill
BlackRock · on-chain
5.02%+1bp
Money market
Top retail
5.10%+2bp
Top 5y MYGA
Mutual carrier
5.30%+5bp
USDY · yield-bearing
Ondo · on-chain
5.35%+2bp
High-grade preferred
PFF reference
6.14%+8bp
Glossary · at a glance
AM Best rating
Audit + reserve attestation
How you assess a stablecoin issuer or protocol's solvency
Policy loan
Collateralized lending protocol
Borrow against an asset without selling it
Carrier reserves
Stablecoin backing
What sits behind the IOU — cash, bills, or claims
"Be Your Own Bank"
Self-custody (hot / cold)
Holding keys, not holding a relationship
Research copilot
Research Copilot · coming soon
The AI research assistant is currently offline while the methodology and safety controls are finalized. Methodology Section 8 documents the intended product.
The CFO mindset
Deploy, then compound
The Bridge is about moving signal-driven gains into yield intelligently. Foundations is where that yield becomes family capital. Both are the CFO's job.