Foundations context. Reference yields.Illustrative. Not live quotes.
Top 5y MYGA
5.30%
Mutual carrier
A multi-year guaranteed annuity, or MYGA, is the mutual-insurer cousin of a CD.
High-grade preferred
6.14%
PFF reference
Cash value dividend
5.00%
Top mutual. 2026.
Gold. Spot.
$2,184
Allocated reference
Foundations. Four capital layers.Each layer. Its own research series.
Income layerYield-primary
Preferred stock and MYGA ladders
High-grade preferred dividends, mutual MYGAs, and laddered fixed income. The spine of a yield-focused portfolio.
6.14%
Preferred
5.30%
MYGA 5y
4.21%
10Y
Assurance layerGenerational
Cash value life and mutual annuities
Mutual-owned cash value life is the oldest, most boring, most powerful generational compounding instrument in the United States.
5.00%
Top div
100+yr
Carrier age
Tax-def
Treatment
Safe haven layerProtection
Allocated metals. Gold, silver, platinum.
Not ETFs, not mining stocks. Physical, allocated, outside the banking system. The "everything else failed" layer.
$2,184
Gold
$24.18
Silver
$912
Platinum
Opportunity feedFrom Signals
Signal-driven opportunity capital
The 15 to 40% that flows in from Pillar 1. Foundations doesn't replace Signals. It receives them, and converts gains into compounding.
24
Signal assets
Live
Feed
Daily
Refresh
Safe haven tracker
Gold
Allocated. Spot.
$2,184
+0.94%
Silver
Allocated. Spot.
$24.18
+1.42%
Platinum
Allocated. Spot.
$912
-0.32%
PAXG
Tokenized gold
$2,186
+0.91%
Compounding references
Top mutual. Cash value.
2026 dividend rate
5.00%
Top 5y MYGA
A-rated mutual
5.30%
PFF preferred ETF
30-day SEC yield
6.14%
10Y Treasury
Benchmark
4.21%
Research copilot
Research Copilot · coming soon
The AI research assistant is currently offline while the methodology and safety controls are finalized. Methodology Section 8 documents the intended product.
The CFO mindset
Not picks. A capital structure.
A CFO doesn't chase upside alone. They stack opportunity, income, assurance, and safe haven. And manage the whole structure. That's what we teach.